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Phone Card FAQ Q: Who should use prepaid phonecards? A: International callers, students, travelers, payphone users, or those seeking to dramatically reduce their home or business long distance phone bill. Q: Why should I use a prepaid phonecard? A: Savings: • SpeedyPin phone cards can save you up to 80% on your phone bill. Typical SpeedyPin.com customers with family or friends overseas report to us that they save hundreds of dollars each month by using our phonecards with their home phone rather than dialing direct — and domestic users can find their bills cut in half. • Use phonecards at hotels to avoid long distance surcharges. A phone call from a hotel without a SpeedyPin phonecard can cost you 20 times more than with the phonecard. • Students often do not have any access to long distance service in dormitories. When they do, it is often expensive. SpeedyPin phonecards cost less than half of most “calling cards,” which bill you for your long distance calls at the end of the month. • Travelers can use SpeedyPin’s Traveler Phonecard to call from the U.S. to any country in the world and from anyone of 94 foreign countries to any other. No calling card can give you the flexibility of a SpeedyPin phonecard at comparable rates. • Cellular phone users will save even more than home users when they use phonecards rather than their cellular company’s long distance provider. Convenience: • Phonecards provide convenience if you must use a phone but are caught without change or other money. • Parents find phonecards a great way to make sure their children can call home, from anywhere, anytime they need. • Businesses find that distributing phonecards to their traveling employees is a convenient and inexpensive way to handle their long-distance needs. Q: How Do I Order? A: Order your phone card in three easy steps: 1. Use our Rate Finder to locate the best card for you. 2. Select the calling card and quantity you wish to purchase. 3. Enter your contact and payment information. Payments by credit card receive their access PIN within 10 minutes by e-mail. Note: Due to our high standards of consumer protection policies, you may experience a short delay with your very first order. Subsequent orders will be processed within the 10 minute time period. Q: How do you keep are your rates so low? A: We can offer rates lower than your phone company for 3 primary reasons. 1. High volume purchases We are part of a network of phonecard buyers that purchase more than one billion dollars in phonecards per year. That volume allows us to command the best rates in the industry and pass them along to you. 2. Economic freedom is good for consumers Unlike the direct-dial telephone companies, phone card issuers are not made less efficient by government-protected monopoly. When you dial a long distance number direct from your home phone your call is routed to its destination by a long distance carrier who bills you for every call you make. A direct-dial long distance company profits by becoming the exclusive carrier for as many homes as it can service. While there has been much deregulation during the past five years, it is still highly regulated and made inefficient by burdensome government controls. This regulation makes it harder for new companies to enter the market, thereby preventing as much competition as there should be — and makes it more expensive for the companies already in business, thereby making it hard for them to lower their rates. By contrast, a phonecard issuer makes its money when you initiate your long distance call through the issuer’s toll-free access number. It doesn’t need to spend millions on lobbying or on the infrastructure to run lines into your home. It contracts with the local phone company to “go around” the direct-dial carrier that would otherwise service your area. As a result, thousands of smaller, more efficient phonecard companies fight hard for your business against one another and against the direct-dial carriers. The way they do this is by offering you the lowest rates possible. In short, consumers benefit from economic liberty. 3. “Good” phone card users benefit because some users are “bad.” It may sound odd, but phonecard issuers count on the fact that some of you will not use your phonecard. These are “bad” users — those that have a perfectly good prepaid phonecard in their hand but choose to throw it away or otherwise waste it. The result is that phonecard issuers can offer even better rates to “good” users — those that use every last penny of every phone card they buy. How does this work? Let’s say we sell a batch of phone cards to a big computer trade association that wishes to give them to all the attendees of their national convention. Now let’s say that these cards are priced at 5 cents per minute. The association pays SpeedyPin full value for the cards. And, in turn, SpeedyPin pays the phonecard issuer full value. But what happens if 20% of the attendees fly home from the convention without ever having used their cards — and then throw them away when they unpack from their trip? That’s right, SpeedyPin paid for more time than was used! We paid the phonecard issuer 20% more than it expected, or an average of 6 cents per minute for its 5-cent phonecards. But, as noted above, this is a competitive industry. Rather than simply keeping the money as extra profit, most phonecard issuers rely on such wasted cards to offset losses on other cards. In order to attract more business, they might create a new batch of 4-cent phonecards — even if a 4-cent rate is below their cost! Such a card might attract new users to their products — users who might call not only to locations at the below-cost domestic rates, but also to profitable international locations. In this way the company may earn even more profit than it would have by just keeping the 20% surplus that SpeedyPin paid. The phonecard companies are constantly thinking of ways to lower their rates in a battle for your business. So be a “good” user and enjoy your phonecard to its limit. Q: Is my credit card secure when I order at SpeedyPin? A: SpeedyPin guarantees that every transaction you make while shopping at our site is 100% safe. Period. This means you pay nothing if unauthorized charges are made to your credit card as a result of shopping at SpeedyPin. Our security gurantee Under the Fair Credit Billing Act, your bank cannot hold you liable for more than $50.00 of fraudulent charges. If your bank does hold you liable for any of this $50.00, SpeedyPin will cover the entire liability for you, up to the full $50.00. SpeedyPin will cover this liability only if the unauthorized use of your credit card resulted through no fault of your own from purchases made at SpeedyPin. You must notify SpeedyPin of the fraud within 60 days of the charge. To be eligible for this guarantee, in the event of unauthorized use of your credit card, you must notify your credit card provider in accordance with its reporting rules and procedures. How do we do it? We maintain a vigorous consumer protection policy to fight credit card fraud. Our transactions are secured with Secured Server Technology, the most respected standard in e-commerce protection. All attempts at fraud will be reported to the appropriate enforcement agency and SpeedyPin makes available its own private investigation service to aid the state police and attorneys general in their pursuit of credit card thieves. Last, SpeedyPin staff manually inspect and verify all first-time orders and orders that meet typical fraud profiles. Still Uncomfortable? SpeedyPin’s shopping cart will allow you to pay by check, either on-line or by U.S. mail. You may also fax your credit card information to us at 619-401-9134. Q: Can I use a phonecard anywhere? A: SpeedyPin has cards that will allow you to call to virtually any country in the world from any touch-tone phone in the U.S. We also have cards that will allow you to call from nearly one hundred foreign countries back to the U.S. — at rates typically much less than direct-dialed calls from the originating country. You can use phonecards with virtually all cellular networks and all payphones, although exceptions exist in some regions of the country. Visit our Rate Finder to find the rates to the country you wish to call. Q: What if I have a problem using my card? A: All of our cards have a 24-hour customer service phone number printed on the back. Call this number and you can get prompt, friendly help. In addition, phone card support information is available at the Info on Your Card section of SpeedyPin’s Web site. Q: What should I know about a card before buying a card? A: SpeedyPin discloses all relevant information about its phonecards upfront. Simply find the card that best suits your needs through our Rate Finder, click on the card, and all relevant information will appear before you are asked to enter an order. Many other phonecard resellers do not make this important information available. In order to make sure you are getting a fair deal, you should always ask the following questions: • What is the per-minute rate for calls within the U.S.? • What is the per-minute rate for calls to my international destination? • Are the rates the same 24 hours a day? • Is there a higher rate for the first minute than subsequent minutes? • Will I be charged for calls that are not completed? • Are there any connection fees or surcharges? • Are there any monthly/weekly maintenance fees? • Is there a connection fee for international calls? If so, how much? • Can I place more than one call without redialing the PIN? • Will I be notified when one minute is remaining? • Can I reach a customer service operator 24 hours a day? • When does the card expire? By purchasing from SpeedyPin you can be sure that you are getting an honest bargain. Q: How will I know if I’ve used up the value of the prepaid calling card? A: At the beginning of each call a message will indicate how many minutes are left on your card. A warning tone will sound during your phone call when you have one minute remaining. Q: What is “Voice over IP” or an “Internet phonecard?” A: “Voice over IP” or “Internet Phonecards” are phone cards that route your long distance phone call over the Internet. Unfortunately, this technology does not yet permit high-quality, reliable connections. Therefore, SpeedyPin sells only cards that carry long-distance calls over fiber-optic digital networks. Our experts are constantly searching for better rates and service for our customers. If ever VoIP becomes reliable and less expensive than phone-to-phone connections, we will be proud to offer such service at our Web site. Q: Can I add more time to my calling card without buying another card? A: We do not recommend “rechargeable” cards. Such cards are a leading source of fraud in the telecommunications industry and using them increases the risk that your credit card will be used fraudulently. To protect both you and SpeedyPin, we do not sell such cards. Q: Are there any extra charges when I use my SpeedyPin phonecard from payphones, hotels, or other privately owned phone networks? A: Yes. Some phone owners charge additional fees to your card when you use their private phone networks. Such fees may be up to 50 cents. As required by the FCC, it will be automatically deducted from your card. (many states require phone owners to post the amount of this charge on their phones). Q: Can I earn money or free phonecards by referring my friends to SpeedyPin? A: Yes. If you have a Web site you can earn a significant income by becoming a SpeedyPin affiliate.
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Disclaimer: This site is powered by SPEEDYPIN.COM. Some images found herein is copyrighted to their rightful owners unless otherwise noted. No part of this website may be reproduced in any form without the express written permission from SPEEDYPIN.COM or the owner of this affiliate site. ©2003 SPEEDYPIN.COM and HELLO WORLD WORLD CARDS | All Rights Reserved 2003 |
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